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Business loan calculator

Type of financing
$5,000 – $5,000,000
e.g. 1.30
3 – 18 months

Payment (weekly)

1,250/week

  • Total repayment$65,000
  • Cost of the money$15,000
  • Annualized cost30.0%
  • Advanced$50,000
  • Cost$15,000

Annualized cost is a comparison, calculated the same way as our factor-rate guide. It is not a regulated APR disclosure, and the terms on your agreement govern.

Falcon charges a 0% agreement fee, so there is no fee to add here. Other costs, if a lender charges them, are disclosed before you sign.

Payment

What leaves the account on each due date. A term loan instalment splits into principal and interest. A cash advance remittance is a fixed slice of a fixed total, collected daily, weekly or monthly.

Total cost

Interest on the loan tab and factor cost on the advance tab: the dollars on top of what you received. Compare offers on this number and on total repayment, never on the headline decimal alone.

Annualized cost

The same total cost stretched across a year, so a four-month quote can sit beside a 60-month loan. The arithmetic is total cost ÷ amount, then scaled by 365 ÷ the days in the term.

Need funding to purchase inventory, cover payroll, expand or renovate, launch marketing campaigns, stabilize cash flow, upgrade equipment, hire more employees, or consolidate business debt

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