Invoice Factoring Tool
For carriers and brokers billing creditworthy shippers and manufacturers on net terms. You sell the invoice once the load delivers, so the wait stops sitting on your own balance sheet.
See Invoice Factoring ToolWhat's your case?
Which funding fits your operation right now?
What it means for your cashYou have run the miles and paid the fuel, and the wait lands on your balance sheet instead of theirs.
Invoice Factoring Tool
You sell an invoice you have already earned, so the wait comes off your books and approval leans on your customer's credit rather than your own.
- Range
- $10,000 – $3,000,000
- Term
- ongoing facility
What it means for your cashA parked truck earns nothing while the repair bill lands in full.
Business Line of Credit
Draw what the repair costs, repay it across the next few weeks of loads, and keep the facility for the next surprise.
- Range
- $10,000 – $500,000
- Term
- revolving
What it means for your cashThree lump sums land against a weekly cash cycle.
Business Line of Credit
One draw covers the renewals and you repay it across the weeks they cover.
- Range
- $10,000 – $500,000
- Term
- revolving
What it means for your cashYour biggest costs run on a weekly clock and your revenue runs on a net-30 one.
Business Line of Credit
A revolving facility covers the weeks the two clocks do not line up, and you draw only what that week is short.
- Range
- $10,000 – $500,000
- Term
- revolving
What it means for your cashThe asset is paid for now; the lane pays it back over the year.
Collateral & Asset Loans
The trailer secures the loan, and the term matches how long it keeps earning.
- Range
- $10,000 – $1,000,000
- Term
- 12 – 60 months
What it means for your cashThe opportunity closes before the committee decides.
Merchant Cash Advance
It funds fastest and repays out of settlements rather than a fixed monthly bill, but it costs more than a line of credit, so treat it as a bridge.
- Range
- $5,000 – $5,000,000
- Term
- 3 – 18 months
What it means for your cashThe spend is fixed and lands before the new revenue does.
Business Term Loan
One fixed monthly payment, sized to what the added capacity should earn.
- Range
- $10,000 – $5,000,000
- Term
- 6 – 60 months
What it means for your cashStacked payments are how a decent week turns into a thin one.
Consolidation of Positions
Pays off the positions you have and rolls them into one payment sized to your settlements.
- Range
- $10,000 – $2,000,000
- Term
- 6 – 36 months
Products
Three ways to fund a trucking business
Collateral & Asset Loans
For tractors, trailers, reefers and liftgates. What you buy secures the loan, and a 12 – 60 month term spreads the cost over the miles the unit will run.
See Collateral & Asset LoansBusiness Line of Credit
For the costs that will not wait for a settlement: repairs, fuel, insurance renewals, permits. Draw what the week needs and repay it as the loads pay.
See Business Line of CreditFrom the blog
FAQ
Trucking and logistics funding questions
Fuel, repairs, tires, insurance renewals, permits, payroll, deposits on a lane, and the gap between delivering a load and getting paid for it. Falcon does not restrict the use of proceeds to one category.
$5,000 to $3,000,000 depending on the product. Factoring runs $10,000 – $3,000,000, an asset loan $10,000 – $1,000,000, and a line of credit $10,000 – $500,000. The final number depends on your revenue, your time in business and your customers' credit.
No. Factoring is the sale of an invoice you have already earned. You get cash now and the factor collects from your customer, which is why approval weighs their credit as much as yours.
Both kinds of payer issue freight bills, and funders differ: some buy broker invoices and some work only with direct shippers. Send the load confirmation and your customer's details, and your specialist will tell you which side your file sits on before you commit to the lane.
Factoring starts at 3+ months in business. An asset loan or a line of credit generally asks for 6+ months, so a new authority usually starts with factoring and adds the other products once the history is there.
Many products fund within 24-48 hours of approval. Factoring depends on verifying the invoice with the broker, so a clean invoice and the customer's contact details move it fastest.
Falcon charges a 0% agreement fee. For factoring and other sales-linked products, the total amount and the percentage taken are both spelled out on the agreement before you sign. No specific rate is published here, because it depends on your file.
Six months of business bank statements, a photo ID, a voided check, a list of any current advances or loans, and for equipment, a quote or invoice for the unit. Factoring also needs the invoices and your customer's details.