Invoice Factoring Tool
For shops and producers billing creditworthy distributors and larger buyers on net terms. The invoice you have earned funds the materials for the next run.
See Invoice Factoring ToolWhat's your case?
Which funding fits your shop right now?
What it means for your cashRaw material and outside processing are paid weeks before the finished parts are invoiced.
Invoice Factoring Tool
The invoices you have already earned become the cash for the next run, so a bigger order does not need a bigger balance sheet.
- Range
- $10,000 – $3,000,000
- Term
- ongoing facility
What it means for your cashThe saving is real only if the cash is on hand while the price holds.
Business Line of Credit
Draw for the buy, repay as the material turns into shipped product, and keep the facility open for the next window.
- Range
- $10,000 – $500,000
- Term
- revolving
What it means for your cashThroughput stalls before the order book does, and the fix is a capital purchase rather than another hire.
Collateral & Asset Loans
The machine or the material handling secures the loan, and the term is set against the years it will run.
- Range
- $10,000 – $1,000,000
- Term
- 12 – 60 months
What it means for your cashRigging, power, air and commissioning all land before the first saleable part.
Business Term Loan
One fixed payment over a defined term, sized to the capacity the line adds.
- Range
- $10,000 – $5,000,000
- Term
- 6 – 60 months
What it means for your cashLabor scales in week one; the revenue against it scales over the quarter.
Business Line of Credit
Draw for the ramp and repay it as the contract invoices clear, rather than carrying it on the operating account.
- Range
- $10,000 – $500,000
- Term
- revolving
What it means for your cashThe tooling is paid for up front and earned back over the life of the program.
Business Term Loan
A fixed term spreads that cost across the months the program pays it back, instead of one quarter absorbing it.
- Range
- $10,000 – $5,000,000
- Term
- 6 – 60 months
What it means for your cashStacked payments are how a full order book turns into a thin quarter.
Consolidation of Positions
Pays off the positions you have and rolls them into one payment sized to your deposits.
- Range
- $10,000 – $2,000,000
- Term
- 6 – 36 months
Products
Three ways to fund a manufacturing business
Collateral & Asset Loans
For production machinery and material handling — CNC, presses, packaging lines, forklifts, racking. A 12 – 60 month term against the years the asset will run.
See Collateral & Asset LoansBusiness Term Loan
For one defined expansion: a fit-out, a second line, a facility move. Fixed payment, fixed end date, sized to the added capacity.
See Business Term LoanFrom the blog
FAQ
Manufacturing funding questions
Raw materials and components, machine capacity, material handling, a fit-out, tooling, and the time between delivery and payment. Falcon does not restrict the use of proceeds to one category.
Factoring works on invoices you have already issued, so it funds the next order from the last one. For a first or one-off order, a term loan or a line of credit is usually the better fit, so ask your specialist which one applies to your file.
It depends how the vendor quote is written. Send the quote with installation and commissioning itemised and your specialist can tell you what is covered.
Ask before you commit to one. What is already financed against the machine and how the seller quotes it both change the answer, so send the quote and the machine's details to your specialist first.
Mainly your customers' credit and the quality of the invoices, plus your time in business. Factoring starts at 3+ months in business, which is why a shop with steady distributor invoices can qualify earlier than it could for a bank line.
Many products fund within 24-48 hours of approval. Factoring adds invoice verification with your customer, so the customer contact matters as much as the paperwork.
Falcon charges a 0% agreement fee. For factoring, the total amount and the percentage taken are spelled out on the agreement before you sign. No specific rate is published here, because it depends on your file.
Six months of business bank statements, a photo ID, a voided check, a list of any current advances or loans, and a quote or invoice for equipment. Factoring also needs the invoices and your customers' details.